✨ Premium Insurance Protection

Sharing the protection
with compassion

Our mission is to protect every individual and business with integrity, service, and modern insurance expertise because your future matters.

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🛡️ Our Expertise

Auto, Business & Liability
Insurance Services

Complete protection for every stage of your life and business with top-tier carriers and compassionate expertise.

Personal Insurance

AutoHomeLifeHealthMotorcycleRentersWatercraft

What we offer

Low-cost auto

Affordable coverage that meets state requirements

Full coverage

Comprehensive protection for your vehicle

Home & dwelling

Protection for your home and structures

Renter's policy

Covers your belongings and liability as a tenant

Medical & liability

Covers injury and medical costs when you're at fault

Property & liability

Protects your possessions and your legal exposure

Learn more about personal insurance

Business Insurance

Commercial autoBusinessTransportationContractorsMedicareRetail & stores

What we offer

Commercial auto liability

Covers vehicles used for business and injury or damage they cause

Business liability

Protects your company from claims and lawsuits

General liability

Covers slips, injuries, and property damage at your business

Excess liability

Extra protection above your primary policy limits

Rental property

Coverage for landlords and rental units

Landlord insurance

Protects rental buildings and your income

DOT compliance

Meets federal trucking and transportation requirements

Business owner's policy (BOP)

Bundled property and liability for small business

Explore Business Insurance

Need trucking or commercial auto? Explore trucking insurance.

Who We Are at Pacific Atlantic Insurance Services Inc

Historic moments from Pacific Atlantic Insurance

Our story

Our History

Pacific Atlantic Insurance Services Inc was founded with the goal of providing affordable and reliable insurance coverage to individuals and businesses with a personal agent. We always put our clients' interests first and strive to build long-term relationships based on trust and mutual respect.

Clients trusting Pacific Atlantic Insurance for coverage

What drives us

Our Values

At Pacific Atlantic Insurance Services Inc, we believe in integrity, honesty, and transparency inside every policy we write. Over the years, we have expanded our expertise and partnered with top-tier insurance carriers to better serve our clients with diverse needs.

Insurance marketplace options through Pacific Atlantic Insurance

Industry leaders

Our Partnerships

We work with some of the top insurance carriers in the industry. This allows us to offer a wide range of products and services to ensure that our clients receive the best coverage at the most competitive price.

📊 Our Impact

Trusted by
Thousands of Families

Every policy tells a story of security, trust, and exceptional insurance service.

12K+

Policies Written

98%

Claims Success

24/7

Client Support

Excellence in Every Metric

⭐ Success Stories

What Our Clients
Say About Us

Real experiences from individuals and businesses who trust us with their financial security and property protection.

"The team at Pacific Atlantic provided exceptional guidance. They found the perfect bundle that saved me money while increasing my coverage limits. Truly professional!"

Jennifer Walsh

Policy Holder - Home & Auto

Verified Policyholder

"Founding a startup is stressful, but my insurance isn't. They handled my workers' comp and liability with such expertise that I could focus entirely on my business."

Marcus Chen

Business Owner - Commercial Auto

Verified Policyholder

"Pacific Atlantic transformed my family's financial planning. Their compassionate approach and expertise gave us security when we needed it most. Highly recommended!"

Sarah and David Kim

Policy Holder - Life Insurance

Verified Policyholder

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Common Inquiries

Frequently Asked Questions

Find instant answers to common questions about our insurance policies and protection services.

What trucking insurance do I need to be legal on the road?

Trucking operations typically need commercial auto liability for interstate hauling, physical damage for your rig and trailer, and cargo insurance. DOT and many shippers also require specific coverage limits. We help owner-operators and fleets get the right coverage at competitive rates so you stay compliant and protected.

What is cargo insurance and why do truckers need it?

Cargo insurance covers loss, theft, or damage to freight while it’s in your care. Shippers and contracts often require it, and without it you can be liable for the full value of the load. We can tailor cargo limits and terms to your hauling type and contract requirements.

What is covered under my auto insurance policy?

Personal auto policies typically include liability (bodily injury and property damage), and optionally collision, comprehensive, uninsured/underinsured motorist, and medical payments. Commercial auto adds coverage for business use. We tailor both personal and commercial auto to your needs and budget.

Do you offer commercial and business insurance?

Yes. We offer general liability, commercial auto, business owner’s policies (BOP), workers’ comp, excess liability, and coverage for rental properties and landlords. We work with multiple carriers to find commercial and business insurance that fits your operations and budget.

What types of home insurance does Pacific Atlantic offer?

We offer homeowners, condo, renters, and dwelling liability policies through top-tier carriers. Whether you own or rent, we can help you protect your home and belongings and meet lender or landlord requirements.

How can I lower my insurance premium?

Bundling auto, home, or business policies, maintaining a clean driving record, installing security or safety systems, and choosing appropriate deductibles can help reduce premiums. For trucking, we look at safety programs, experience, and vehicle type to find the best rates.

Still have questions? Our specialists are ready to help.

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