About Us
Welcome to Pacific Atlantic Insurance Services Inc a West Sacramento agency focused on commercial and trucking insurance for owner-operators, fleets, and growing businesses, plus personal auto and home coverage for families.
Protection Built on Trust & Expertise
At Pacific Atlantic Insurance Services Inc, we help clients protect what they’ve built especially in high-stakes industries like trucking and commercial operations. Our team specializes in placing coverage that matches your risk, contracts, and compliance requirements, while keeping premiums competitive.
Whether you need commercial auto liability, physical damage, cargo coverage, general liability, or a business owner’s policy, we’ll guide you from quote to binding and support you long after.
5,000+
Clients Protected
98%
Client Satisfaction
3
Insurance Verticals
25+
Partner Carriers
The People Behind Your Coverage
From DOT-focused trucking policies to business liability and commercial auto programs, our team helps you stay compliant, protected, and ready to grow.

Jessie Ghangas
Agency Principal
Co-founded Pacific Atlantic Insurance Services Inc specializing in commercial auto coverage for trucking companies, owner-operators, and small business owners alongside personal auto and home. Her vision helped transform a one-room startup into one of the most prominent and growing insurance agencies in the area.

Farhan Ali
Co-Founder & Operations
Co-founded Pacific Atlantic Insurance Services Inc. A seasoned transportation industry veteran with over fifteen years of experience in logistics operations. Known for streamlining operations, have been the core member of the agency optimizing marketing and client relations.
What Drives Everything We Do
Integrity First
We believe in transparent, honest relationships with every client we serve.
Expert Guidance
Our team brings decades of industry knowledge to help you find the right coverage.
Client Growth
Your financial protection and growth is always at the center of every decision we make.
Ready to Protect Your Business?
Get coverage built for trucking, commercial auto, and business ris backed by carrier options and guidance you can trust.